Do you know what you need for Xmas!? Not presents, unless you call this a gift! The gift of debt! Yes thats what I’m talking about. Its what you need, to be in debt for Xmas. How naughty of Me to get you into debt at one of the most expensive times of year, but you love findom and you love debt. So I’ll tell you how to get into debt with Me. Its easy piggy! Merry Christmas!