At 21 years old, Ms. Stevens is about to be single step-mother as she is 8 months pregnant. The step-father of the future rug rat is apparently no longer in the picture. And She's applying with my bank for a short-term loan. I usually meet with clients at the bank during our operating hours, but Mrs. Stevens is not able to meet during that time frame, so I've agreed to meet her at my home. After reviewing her application, I easily determined that Ms. Stevens was not qualified for a loan under any current bank policy. When I tried to explain the situation to her, she became very upset. To be... Show more