LOAN OFFICERS HAVE KNOWN TO BE SNAKES, MISLEADING PEOPLE INTO WHACK MORTGAGES THAT SKY ROCKET HIGH AFTER TWO YEARS..SINCE THE ECONOMY WENT UNDER BACK IN 2008 A LOT OF LOAN OFFICERS HAVE BEEN CONTINUING TO SCAM PEOPLE BY SO-CALLED "LOAN MODIFICATION PROGRAMS" WHERE THEY CHARGE A HOME OWNER ADDITIONAL MONEY TO "MODIFY' THEIR MORTGAGE. BRANDIMAE ALSO RECENTLY HAD HER HOME MORTGAGE MODIFIED, EXCEPT SHE TOO WAS SCAMMED INTO BELIEVING HER MORTGAGE RATE AND MONTHLY PAYMENT WOULD BOTH BE DECREASED..INSTEAD IT WAS THE OPPOSITE, A HIGHER RATE AND INCREASING MONTHLY PAYMENT. BRANDIMAE WAS DEFINITELY NOT ... Show more