I've emptied your bank account, you've got nothing left. So now you're going to take out a loan. Get into debt and send it all to me. The thing is, once you're a little bit in debt, you might as well be very in debt. In for a penny in for a pound, right?
It's all just numbers on a screen, what does it matter? Apply for a loan, and then transfer it to me. Once it's done, I'll unlock your cage and you'll be free. You'll come back though: you always do.