We both know you have always been too scared to start a debt contract. I think it's time to start one but not just any debt contract it is time to start one with no buyout option. You want to prove to me you are loyal and trustworthy. You want to spend the rest of your life devoted to me well here is your chance. This is permanent and I will have control of every aspect of your financial life forever. Can you handle a no-buyout debt contract?