You have fallen on hard times and have lost your marriage, home, job... everything. You are barely getting by and desperately need a place to stay.

You find an ad for an apartment complex that will work with your situation... plus the pictures of the place don’t look that bad! Your interview with me, the landlord, is going smoothly...until we get on the subject of rent.

A little out of your price range, but don’t despair... you look like just the type of guy that could qualify for my other payment option. It’s either this or living on the street!