You want to be my human atm? My walking credit card? My automatic payment processor? Then there a few simple rules you need to abide by. There are a few things you need to constantly remember. My credit card never tells me no. An atm is never unavailable. When I swipe my credit card, it doesn't take 12 hours for the payment to process. If you want to be MY human atm.. my pathetic cash machine.. then you will ALWAYS be available. The only time a credit card declines, is when it's out of available funds.. and when that happens, you cut it up and throw it away! You will be grateful to be given... Show more