It seems so exciting! Ruined! Financial ruin! Total destruction! It has been the only thing that was guaranteed to get you aroused. I know that you just CAN’T stop thinking about it. So hard and excited to think about complete destruction. Slowly you imagine yourself getting in deeper and deeper. Imagining the excitement and the thrill. So easy and so exciting! This is just the beginning. Credit cards are the easiest. But there is so much more! Things you may not have ever considered doing that will lead to your complete financial ruin!