I know that you're really bad with money!
Your addictive and impulsive personality makes you act carelessly.
As soon as you get paid, your mind starts racing and you can't spend it fast enough!
It's causing some problems for you, isn't it?
It would be real unethical of me to use my big heavy tits and manipulate your weak addict mind into spending more..
It would be real unethical of me to encourage a new addiction and have you stroke your hard horny cock until you've emptied your account into mine!
It's a good job I'm ethical, isn't it?