It's unfortunate that Desiree arrives home from work just as a burglar is leaving her house. It's February; it's cold, and he decides that the best way to stop her going for help is to make her strip naked. Desiree tries to resist but she really has no choice, and garment by garment, her work clothes have to come off until she is standing there, nude and frozen. Her nipples are standing up, her teeth are chattering, and the burglar has no mercy - he takes her clothes and her house/car keys.