You love stroking to the idea of permanent debt. Legal debt. The debt that grows and grows. Rising interest rates, so many fees and fines, that it will get to the point where you will never be able to pay down the principal. My legal debt contracts are drafted by a lawyer, and require that you pay, or end up sued in court. Imagine telling your friends and family why a famous dominatrix is suing you. Before you know it you'll be squirting your money into my bank account forever.