I got your buy-out payment, which came as a bit of a surprise. You insisted that you had spent everything you had available to you, that you could no longer get more loans or credit cards. You told me you had nothing left to sell to get more cash for Me, yet you crawl to Me with this chunky payment. What am I to make of this? You lied to Me, at the very least you kept the truth from Me. This is unacceptable. As punishment I'll be keeping your buy-out fee & your payments will continue uninterrupted. What are you going to do about it?

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