Luci is a rather over-privileged young lady and is equipped with her own credit card. Her parents are unimpressed when she uses her financial independence to purchase an unorthodox companion for her horse. A discussion ensues about financial responsibility and who pays the bills! The discussion concludes with a very sore bottom for spoiled Luci, Paul having smacked her over her jodhpurs before taking them down. Concluding with a prolonged paddling from Elizabeth.