It's time to end the year with a bang! I know how you've been fantasizing about going completely and utterly broke for me and this month you're going to do it. You don't want to finish another year without fulfilling your ultimate fantasy do you? No, you don't. You just need encouragement and I'm going to deliver it in the form of a seductive tease where I'll leave you desperate to spend it all. You're going to be begging to clear out those accounts when I'm done with you. Financial ruin never sounded so good.