Rachel is a friend of mine, and I should add, a very sweet and lovely girl. A little less than a year ago, she got a new car, and I gave her the sound advice of making sure to get it serviced every few thousand miles. Alas, Rachel didn't do this, and went about 11,000 miles on her new car before it started having problems -- not changing the oil for that amount of driving will do that. I lent her money to have everything fixed, but I told her that this generosity was on condition that she accept being punished for such irresponsible care for her new car. Reluctantly, she agreed.

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