Quite a delicate subject for some, but I have never been a great believer in beating around the bush.Ok so here's the deal... You are nothing to me than a pay cheque. You are just another number that tops up my bank balance and financial spread sheets. Heaven forbid anything should happen to you, I would not want to have to delete a column and lose your subscription.So I want you to face your fears, except that life is short and re-write your will today. When you are gone, your payments will continue. Whether in one lump sum that I will spunk immediately or whether as an annuity. Makes no diff... Show more