I love working towards a goal. Subs like you need direction in your lives, and I'm here to provide it. I have a plan to make sure you end up in the red. Accumulating a mountain of debt is the hottest thing you could possibly do. Life isn't fun unless you're dancing around bankruptcy. Let's get the debt avalanche started so it can bury you deeply. Jerk and spend. Jerk and spend. It's really that simple. Stroke yourself into the red for me.