There's something so hot about long-term indentured servitude. There's also something so hot about sending me money. A debt contract combines these into the ultimate tool to profit from your hapless submission. Think of me as the big, evil bank of Chrissy. You owe me money and you're going to pay it to me. I know you can't pay it all at once, that's why I let you make installments. Set up a debt contract so you'll be paying off your financed debt to me for years. It'll be so much fun.