You took a risk to get here. Handing over your hard earned cash, giving your power to a total stranger. How sexy. How thrilling! Imagine paying me in person. We meet, you struck by my beauty and radiating power, then you follow my lead to the ATM....trembling, sweating, dry mouth. I take your card and stick it into the slot, instructing you to enter your PIN...every beep from the machine echoes your drumming heart. You're so close now, close to handing me MY money.